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Compensation

Offer Comparison

Compare up to 3 job offers including equity value.

Each offer takes its own state, equity-risk discount, and cost-of-living index (100 = US baseline). We compute federal + state + FICA take-home, then COL-adjust for apples-to-apples.

Annual gross
$362,500
Take-home
$219,476
39.5% tax
Total annual value
$248,576
+ 401k match + benefits − commute
Risk-adjusted gross
$357,500
equity ×0.95
COL-adjusted take-home
$138,098
COL 180
4-year total comp
$1,430,000
risk-adjusted equity
Qualitative score
7.7 / 10
growth+risk+lifestyle avg
Annual gross
$300,000
Take-home
$193,482
35.5% tax
Total annual value
$212,682
+ 401k match + benefits − commute
Risk-adjusted gross
$277,500
equity ×0.70
COL-adjusted take-home
$132,926
COL 160
4-year total comp
$1,110,000
risk-adjusted equity
Qualitative score
7.0 / 10
growth+risk+lifestyle avg
Annual gross
$360,000
Take-home
$251,622
30.1% tax
Total annual value
$259,622
+ 401k match + benefits − commute
Risk-adjusted gross
$210,000
equity ×0.25
COL-adjusted take-home
$259,622
COL 100
4-year total comp
$840,000
risk-adjusted equity
Qualitative score
6.0 / 10
growth+risk+lifestyle avg

COL refs (approx): SF/NYC ~180 · LA/Seattle ~160 · Austin/Denver ~120 · Midwest ~95. Best COL-adjusted take-home wins — that's purchasing power.

AI explainer

Ask anything about your result

The math above is deterministic. AI explains what it means — it never recalculates the numbers.

About

Compare up to three job offers including base, bonus, and annualized equity value. Built for engineers and operators evaluating startup vs late-stage vs FAANG offers side-by-side.

How it works

  1. 01Annual total = base + annual bonus + (equity value / vesting years).
  2. 02Equity value is shown at face value — risk-adjust mentally based on stage.
  3. 03Highest annual total is highlighted as the strongest cash offer.

Examples

Startup vs Big Tech

$180k + $20k + $200k/4yr = $250k from a startup vs $220k + $15k + $80k/4yr = $255k from Big Tech. Nearly identical cash — risk-adjust the equity to decide.

Equity-heavy seed offer

$160k + $0 + $400k/4yr = $260k headline. But seed equity at $0 strike might be worth $0 or $5M — the variance is huge.

FAQ

How do I value private startup equity?+
Multiply % ownership × probability-weighted exit value. Use the Equity Offer Evaluator tool for this.
Should I include benefits?+
If they're materially different (e.g. full health vs. high-deductible plan), add the delta to base. Most US tech offers are similar enough to ignore.
What about refresh grants?+
If guaranteed in the offer letter, add them. If 'expected', discount heavily — refreshes are not contractual.

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